Program overview

Four sessions that build financial capability step by step.

Each session can be delivered as a standalone workshop or as part of a 4-session series.

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Session 1
Money Basics

Students learn how income works, where money goes and how to build a simple budget.

  • Payslips
  • Needs vs wants
  • Budget game
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Session 2
Financial Traps

Students learn how to recognise risky financial decisions before they become costly.

  • BNPL
  • Credit cards
  • Scam spotting
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Session 3
First Job

Students prepare for earning income and managing their first paycheck.

  • Tax
  • Superannuation
  • Saving habits
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Session 4
Investing Basics

Students are introduced to investing in a safe, general education context.

  • Risk vs return
  • Stocks and ETFs
  • Long-term thinking

Learning outcomes for students.

Students finish with practical language, confidence and tools they can use immediately.

Practical confidence

Understand everyday money concepts and feel more confident asking questions.

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Better decisions

Recognise trade-offs between spending, saving, borrowing and investing.

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Long-term thinking

Learn why small habits, started early, can shape future opportunities.

Flexible delivery options for schools.

The program can be adapted to your school timetable, cohort size and preferred format.

Option 1

One introductory session for Year 10, 11 or 12 students: Money Basics for Real Life.

Option 2

Two-session pilot: Money Basics plus Avoiding Financial Traps.

Option 3

Full 4-session series for senior students as part of life readiness, wellbeing, careers or commerce programming.